How Can Life Insurance Work for You?
The Advantage of A Universal Life Insurance Policy
Health Savings Accounts
Term Life Insurance: Your Low Cost Solution
Get An Instant Term Life Quote Now
Do You Really Need Life Insurance?
Other Reasons to Consider Life Insurance
How Can I Choose The Policy That's Right For Me?
What Are My Options?

  Home  >  Life Insurance Solutions  >  How Can I Choose The Policy That's Right For Me?
   
 

Life Insurance Comparisions and Choosing the Right Policy

Life insurance is a long-term commitment. Before buying any policy, ask yourself these very important questions:

  • How much insurance do I need? If I were to die, what would my spouse and dependents need in order to live comfortably? Insurance needs calculator.

  • In addition to protection, what am I trying to accomplish with life insurance? Am I accumulating funds for education costs? Providing away to pay estate taxes? Do I need some additional supplemental income for my retirement or emergencies? Remember that Term life pays a death benefit only, while Whole, Universal and Variable policies can supplement your income through withdrawals or loans against a policy's cash value.

  • How much can I afford to pay for a policy?

  • Is the insurance company I'm considering financially secure? Do they have a good claims payment history, good customer service and competitive prices? Independent companies such as Standard and Poor's, A.M. Best, Moody's, Fitch and Weiss rate insurance companies and their publications can be found in your local library.


Click Here For A Term Life Quote



  Health Insurance Solutions   |  DirectAccess Solutions  |  Life Insurance Solutions   |  Free Financial Tools   |   Contact Us   |   HR Login
  Copyright ©1998-2008 MillerWade.com. All Rights reserved.